While this represents a fall of four per cent when compared to the number who said the same last year, it still means that buying a home is a very difficult, and potentially impossible, task for more than a third of people who want to own a house.
Of those who said it is very difficult to buy a home, the main barrier quoted was the high house prices experienced across the UK. As many as 27 per cent of people said that the price of properties across the country has made it difficult for them to be able to get onto the housing ladder.
Coming in behind this was the ability to raise a deposit, with a growing number saying they had considered living with family as a way of being able to save money that they could put towards a deposit. In addition, some 12 per cent said that the ability to get a mortgage made getting onto the property ladder a more daunting prospect.
Charles McDowell, Aldermore’s commercial director for mortgages, said that while there are some signs that homes are becoming more available and obtainable for would-be first-time buyers, there are still a number of hurdles that need to be overcome if the market is going to see an overall improvement in ownership levels.